PROTECTION OF YOUR EMPLOYEES

Work accident insurance covers all the expenses incurred by you as an employer due to workplace accidents that may affect your employees during their professional activities, including commuting between their homes and the company.

The covered benefits include:

• Daily allowances in case of work stoppage.
• Reimbursement of medical, pharmaceutical, and hospitalization expenses caused by a work-related accident.
• Payment of a disability pension or annuity.

Medical Coverage
This coverage is intended to provide the guarantees you contract on behalf of your employees.

The range of guarantees includes:

• Health expenses: illness/maternity.
• Death from all causes.
• Work incapacity/disability.

These protections ensure that your employees are well-covered in the event of illness, injury, or other work-related incidents, offering peace of mind to both the employee and the employer.

This coverage is designed to cover part of the medical, pharmaceutical, hospitalization, and dental care expenses incurred during the term of the insurance due to illness or accident, affecting either the policyholder or a dependent family member.

The contract also includes the payment of a lump sum allowance in the event of maternity.

Reimbursement is made from the first dirham, within the limits of the applicable rates, ceilings, and reimbursement base, never exceeding the actual expenses incurred.

This coverage ensures the payment of a lump sum to the beneficiaries or individuals designated by the insured in the event of the insured’s death.

Purpose of the Guarantee: This coverage guarantees a lump sum payment to the beneficiaries or individuals appointed by the insured in the event of their death.

This coverage offers:

• The payment of a daily allowance in the case of total temporary incapacity.

Purpose of the Guarantee: This coverage provides for the payment of a daily allowance in the event of temporary total incapacity.