Fire and Related Risks Theft and Property Damage Water Damage Breakage of Glass and Illuminated Signs Civil Liability for Operations These basic guarantees are accompanied by additional guarantees free of charge: Exclusive Use of Premises Loss of Rent Moving and Rehousing Costs for Items After a Claim Debris Removal and Demolition Costs Expert Fees Exclusive Use of Premises Reconstruction of Supports, Models, Molds, Drawings

In addition to the basic guarantees included in all contracts, you have the option to extend your insurance by including the following guarantees: Breakage of Glass and Signs with Capital Above 5000.00 Workplace Accident Lump Sum Business Interruption Breakage of Professional Equipment and Management Microcomputers Damage to Goods in Refrigerators

MEDICAL COVERAGE

Q: Guarantee: WORK INCAPACITY / DISABILITY

Purpose of the Guarantee: This coverage provides for the payment of a daily allowance in the event of the insured’s incapacity to work.

Medical Coverage

The purpose of this coverage is to ensure the guarantees that you contract on behalf of your employees.

The range of guarantees includes:

Health expenses: illness/maternity.
Death from any cause.
Work incapacity/disability.

Guarantee: ILLNESS / MATERNITY

Purpose of the Guarantee: The purpose of this coverage is to cover part of the medical, pharmaceutical, hospitalization, and dental care expenses incurred during the duration of the insurance, due to illness or accident, affecting either the policyholder themselves or a dependent family member.

The contract also provides for the payment of a lump sum in the case of maternity.

Reimbursement is made from the first dirham, within the limits of the rate, ceilings, and reimbursement base, without ever exceeding the actual expenses incurred.

Guarantee: WORK INCAPACITY / DISABILITY

Purpose of the Guarantee: This coverage provides for the payment of a daily allowance in the event of the insured’s incapacity to work.

Basic Coverage

Fire and Related Risks
Theft and Property Damage
Water Damage
Breakage of Glass and Illuminated Signs
Civil Liability for Operations

These basic guarantees are accompanied by additional guarantees free of charge:

Exclusive Use of Premises
Loss of Rent
Moving and Rehousing Costs for Items After a Claim
Debris Removal and Demolition Costs
Expert Fees
Exclusive Use of Premises
Reconstruction of Supports, Models, Molds, Drawings

Optional Coverage

In addition to the basic guarantees included in all contracts, you have the option to extend your insurance by including the following guarantees:

Breakage of Glass and Signs with Capital Above 5000.00
Workplace Accident
Lump Sum Business Interruption
Breakage of Professional Equipment and Management Microcomputers
Damage to Goods in Refrigerators